Mortgage Products/Insurance

Mortgage Products/Insurance

With so many different mortgage products on the market, you might be wondering why we keep ours simple. We have one well-designed mortgage that flexes to meet the unique homeownership needs of all of our members. Plus, every mortgage we offer comes with competitive rates, budget-friendly repayment terms and a team of lending specialists who will do all they can to help you achieve your homeownership goals.

An Accent Mortgage offers:

  • flexible terms to match your lifestyle and budget
  • variable rates linked to prime rate
  • fixed rates of 1-5 years
  • a wide variety of payment options
  • competitive rates (depending on term and frequency of payments)
  • prepayment flexibility
  • optional insurance coverage to protect your investment
  • You might also like to know that mortgages are processed in-branch by specialists who care about your goals and want to do all they can to help you achieve them.

Canadian Mortgage Housing Corporation (CMHC) Mortgage
If all that’s between you and buying your first home is the down payment, we can help. We offer Canadian Mortgage and Housing Corporation (CMHC) mortgages that allow you to purchase a home with as little as 5% down. You may qualify for up to 95% financing, making it a little easier to make the shift from renter to homeowner.

Although you’ll need to meet the requirements of the CMHC, your mortgage application will still be processed in-branch by specialists who care about your goals and want to do all they can to help you achieve them.

Insuring your Mortgage
Your home is one of the biggest investments you’ll ever make. Insuring in case something happens to you or your spouse makes good financial sense. Ask for your options when you apply for your mortgage and we can show you how loan insurance products can provide peace of mind for you and your family’s financial security.

Learn more about our mortgage insurance products here.