Ding Free

Ding Free

What’s a ding free® ATM anyway?
Members have always enjoyed access to thousands of ding free ATM’s across Canada (an ATM network bigger than most banks).  “ding free” means that members pay no surcharges at credit union and other participating ATM’s across Canada for withdrawals, deposits and balance inquiries.  A surcharge (or convenience fee) is a fee charged by an ATM owner at the time of the transaction and appears on the ATM receipt. A surcharge ranges from $1 to $3, and comes with a warning screen before the ATM transaction is complete.


Surcharges are not the same as transaction or account fees, which would appear on a member’s monthly statement – i.e. when a member exceeds the limits of a package account that comes with a fixed amount of free transactions per month.
How can I find one?

To find the nearest ding free ATM, download our free ATM locator app.

Available for iPhone, Android, Windows and Blackberry devices, our new ding free locator app makes it easy to find surcharge-free ATMs on the go.

Accent Credit Union ATM (Automated Teller Machine) Charges

  • Canadian Credit Union ATM Withdrawals      $0.75
  • Cirrus/Maestro ATM Withdrawals                   $3.00
  • Interac ATM Withdrawals                               $2.00
  • ATM Transfer                                                   FREE
  • ATM Inquiry                                                     FREE
  • ATM Error Correction Change                       $10.00