Optimized Personal Packages

The optimized personal accounts work as follows:

No Fee Package - Free
- 15 debit transactions including cheques, eTransfers, teller/online bill payments, Canadian CU ATM transactions
- Cheque orders at cost

E-Plan - $10.00
- 50 debit transactions including cheques, eTransfers, teller/online bill payments, Canadian CU ATM transactions
- Cheque orders at cost

The Master Plan - $25.00
 - Unlimited debit transactions including cheques, eTransfers, teller/online bill payments, Canadian CU ATM transactions
- Cheques at cost

Heritage 60 Package - $5.00
Available to members who are 60 years of age and over
- Unlimited debit transactions including cheques, eTransfers, teller/online bill payments, Canadian CU ATM transactions
- Free in-house cheque orders
- D & H cheque orders at cost
- $5,000.00 minimum balance required to waive monthly fee 

Accounts

Personal Chequing
This is a basic chequing account that does not earn interest
Pay as you go rates apply.

Can & US Maximizer Chequing & Plan 24
These accounts earn interest at the posted tiered rates
Pay as you go rates apply.

Pay As You Go Rates

Applicable to all accounts unless included in package

Cheque debits - $1.25
Electronic debits (POS/MC/PAP) - $1.25
In branch transfers/withdrawals - $1.25
Online bill payments - $1.25
*4 free debit transactions per month for pay as you go chequing (maximizer & plan 24 accounts)

 

Fees & Charges

Certified cheques (member) - $15.00
Certified cheque (non-member) - $25.00
Manager's trust cheque (member) - $15.00
Manager's trust cheque (non-member) - $25.00
Online Transfers - Free
Non-member teller bill payment - $3.00
ATM error correction charge (member) - $10.00
ATM error correction charge(non-member) - $20.00
ATM deposit of US cheque or cash correction - $10.00
Bank confirmation - $30.00
Bill payment recall/reversal/refund - $35.00
Cash orders for members (foreign) - $20.00
Chargeback - $25.00
Canadian cheques written in US Funds - $30.00
Closing account less than 90 days - $30.00
Duplicate statement with images - $7.00
Third Party Demand/Garnishees (Enforcements) - $30.00
Transfer balance of account to another FI - $30.00
Transfer Registered Products to CU - $100.00
Transfer Registered Products to another FI - $125.00
eTransfer - $1.50
History print- $2.00 (per time period requested)
Inactive/unclaimed accounts - $25.00 (when closed)
Incorrect account number (auto debit/credit) - $5.00
Incorrect vendor account for bill payment - $30.00
Interac online payment (IOP) - FREE
Interest paid/earned letter - $10.00
Item sent/received for collection - $25.00
Items to overdraw account - $5.00 per item
Non-member cheque cashing - $20.00
NSF fee - $45.00
Overdraft interest - 24%
Record/privacy research - $50.00/hr + cost of item (min $50.00)
Redemption of non-redeemable deposit prior to maturity - $50.00 + no interest
Reprint Statements - $5.00 per statement
Stop payment in branch or online (full details) - $15.00
Stop payment (stop all or incomplete details) - $20.00
Stop payment - AFT for each month or cheque series - $30.00
Withdrawal from variable Registered Products - $5.00

Safety/Night Deposit

Various sizes of boxes available. Please inquire at branches for prices.

Drilling safety deposit box - $200.00
Ordering new key - $50.00
Night deposit service - FREE
Night deposit plastic bags - FREE 

ATM Charges

ATM error member correction change - $10.00
ATM error non-member correction change - $20.00
ATM transfer - FREE
ATM inquiry - FREE
Canadian Credit Union ATM withdrawals - Free
Cirrus ATM withdrawls (international) - $5.00
Interac ATM withdrawals - $3.00
Interac & Cirrus transactions are excluded from all package accounts.

Card Services

Member card - FREE
Card re-order - $25.00
Rush MemberCard - $50.00
Disable or Enable Interac Flash - $25.00

Statement Services

Personal statements are procesed on the 15th and ready for viewing on online banking on the 16th of every month.