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Personal Loans and Lines of Credit
In the market for a new vehicle? Perhaps you are wanting to top up your investments?
Making an important purchase is a big deal, and how you choose to finance it should be a big deal too.
A line of credit from Accent Credit Union gives you access to cash when you need it. It gives you the flexibility to borrow funds up to a pre-approved limit as often as you like.
Here are some important factors you should consider when determining whether a home fits within your financial picture.
After learning more about the journey to home ownership, follow the link below to our 'Mortgage Calculator'
After learning more about the journey to home ownership, follow the link below to our 'Mortgage Calculator'
There are many costs that a first-time home buyer may not be aware of. Consider these extra expenses when shopping for a home
- Home Inspection Fees
- Legal Fees
- Appraisal Fees
Also explore if appliances, furniture or necessary home goods are included in the sale of the property. Some of these are essential and having extra funding to cover these expenses is important.
Does your property need renovations?
Did you know that extra funds can be added to your mortgage to help cover renovation expenses?
If you are providing less than 20% as a down payment, these additional costs need to be added to the mortgage at the time of application. If you are providing 20% or more as a down payment, we can add these additonal costs at the time of application or down the road when you have equity into the property.
Discuss these options with our Lending Team today.
Did you know that extra funds can be added to your mortgage to help cover renovation expenses?
If you are providing less than 20% as a down payment, these additional costs need to be added to the mortgage at the time of application. If you are providing 20% or more as a down payment, we can add these additonal costs at the time of application or down the road when you have equity into the property.
Discuss these options with our Lending Team today.
Do you need help understanding Mortgage terms?
Open vs. Closed Mortgage? Fixed vs. Varaible Rates? Conventional vs. High Ratio Mortgages? We know the mortgage space can seem confusing. That is why our team is ready to chat!
If you need help understanding amortization periods, insurance options or whether this journey is for you; our team is here to help. Book an appointment with one of our Lenders today.
Open vs. Closed Mortgage? Fixed vs. Varaible Rates? Conventional vs. High Ratio Mortgages? We know the mortgage space can seem confusing. That is why our team is ready to chat!
If you need help understanding amortization periods, insurance options or whether this journey is for you; our team is here to help. Book an appointment with one of our Lenders today.
Payment Protection Insurance
We want our members to be prepared for the unexpected. That's why we offer payment protection insurance with all of our loan products. For only a few extra dollars, you can rest easy knowing your loans are covered if something happens!Canadian Mortgage Housing Corporation (CMHC) Mortgages
If all that’s between you and buying your first home is the down payment, we can help. We offer Canadian Mortgage and Housing Corporation (CMHC) mortgages that allow you to purchase a home with as little as 5% down. You may qualify for up to 95% financing, making it a little easier to make the shift from renter to homeowner.
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Let's make your dream home a reality. Fill out the form below to get started on your home ownership journey.
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